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Displaying 20 results from an estimated 183 matches for "loan".

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2010 Sep 04
3
its easy but i forgot all
my models borrower ----- has_many :loans loan ----- belongs_to :borrower my loans _controller def new @borrower = Borrower.find(params[:borrower_id]) logger.debug '' @borrower.id'' logger.debug @borrower.id @loan = Loan.new respond_to do |format| format.html # new.html.erb...
2012 Nov 29
2
Data Cleaning -New user coming from SAS
Hello, this is my first post. I have a large CSV file where I need to fill in the 1st and 2nd column with a Loan # and Account name that would be found in a line of text : like this: ,,Loan #:,ML-113-07,Account Name:, Quilting Boutique,,,,,,,,,,, I would like to place the Loan #: ML-113-07 in the first column and the account name quilting boutique in the second column. If possible I would also like to copy th...
2012 Oct 16
0
Loan offer at interest rate of 2 % per annun.
Loan offer at interest rate of 2 % per annun. Do you need a loan to clear your debts/bills, or start up a business? Then consider your financial problems over. In today's economic climate, finding reliable funding sources can be frustrating and full of disappointments, but with our sophisticated...
2005 Aug 17
1
GLM/GAM and unobserved heterogeneity
...g R. In particular, I'm searching for a simple way to measure the amount of unobserved heterogeneity remaining in a series of increasingly complex models (adding additional variables to each new model) on the same data. I have a static database of 400,000 or so individual mortgage loans, each of which is observed monthly from origination (t=0) until termination (a binary yes/no variable). In my update database, there are up to 60 months of observed data for each loan in the static database, and an individual loan has an "average life" of roughly 36 months....
2013 Jun 13
3
¿Alguna explicación para este fenómeno? (Relativo al uso de memoria)
Hola, ¿qué tal? Tengo un df relativamente chiquito: > dim(loans) [1] 15172 22 > object.size(loans) 7488144 bytes Sin embargo, empresas <- split(loans, loans$number_id) length(empresas) #8748 object.size(empresas) # 50643907728 bytes Es decir, el objeto resultante de partir un df de 15000 filas en 8700 dfs ocupa 5GB. ¿Alguna idea de por qué ocurre...
2005 Dec 13
4
find()ing rows w/ NULL columns?
Agile Web Development with Rails doesn''t seem to have NULL in the index [or my eyes have failed me again], and web searching turns up lots of SQL statements containing NOT NULL. I have a table of loans, and I want to record when something was loaned and returned. The loan date can''t be null, or there''d be no entry in the table. The return date must be something until the item is returned, and NULL seems a sensible sentinal value. How does one Loan.find(:all, :condition...
2006 Oct 12
2
How do I test a unique index?
I have a loans table and a payments table. Each loan has_many payments. So far no problem. Now, the payments table has a payment_number field, and each payment has a payment_number unique within that loan. For example, Loan A can have payment_numbers 0, 1, and 2 and Loan B can have payment_numbers 0, 1, 2,...
2013 Jun 13
2
¿Alguna explicación para este fenómeno? (Relativo al uso de memoria)
...#15850414 > > Saludos, > Carlos Ortega > www.qualityexcellence.es > > > El 13 de junio de 2013 18:35, Carlos J. Gil Bellosta > <gilbellosta@gmail.com>escribió: > >> Hola, ¿qué tal? >> >> Tengo un df relativamente chiquito: >> >>> dim(loans) >> [1] 15172 22 >>> object.size(loans) >> 7488144 bytes >> >> Sin embargo, >> >> empresas <- split(loans, loans$number_id) >> length(empresas) >> #8748 >> >> object.size(empresas) >> # 50643907728 bytes >> >...
2007 Jul 30
0
Fwd: Thank you, we are accepting your refinance loan request
Your your credit report doesn't matter to us! If you have your own business and want IMMEDIATE cash to spend ANY way you = like or need Extra money to give the company a boost or need A low interest= loan - NO STRINGS ATTACHED, here is our deal we can offer you THIS NIGHT (= hurry, this deal will expire THIS EVENING): $50,000+ loan Hurry, when best deal is gone, it is gone. Simply Call Us... Don't worry about approval, your credit history will not disqualify you! Call Us Free on 877-542-1884...
2007 Jul 30
0
Fwd: Thank you, we are ready to give a business loan
Your credit does not matter to us! If you have your own business and require IMMEDIATE cash to spend ANY way y= ou like or need Extra money to give your business a boost or wish A low int= erest loan - NO STRINGS ATTACHED, here is the deal we can offer you TODAY (= hurry, this offer will expire NOW): $51,000+ loan Hurry, when our deal is gone, it is gone. Simply Call Us... Do not worry about approval, your your credit report will not disqualify yo= u! Call Us Free on 877-542-1884 ----------...
2006 Oct 23
0
Construction of Dataset for time varying COXPH analysis
Question: When survfit() function is used upon a coxph object, the 'n' returned is vastly smaller (n=6) than the number of distinct loans in the dataset used. I am trying to estimate a Cox proportional hazards model for a set of loans (over 6000) using using time varying covariates. For this 6000+ loans, I have some 62,000 different vectors representing the loans at different periods of time. I did the following: resultsOpt <-...
2007 Jul 30
0
Fwd: Thank you, we are accepting your refinance loan request
Your your credit report doesn't matter to us! If you have your own business and want IMMEDIATE cash to spend ANY way you = like or need Extra money to give the company a boost or need A low interest= loan - NO STRINGS ATTACHED, here is our deal we can offer you THIS NIGHT (= hurry, this deal will expire THIS EVENING): $50,000+ loan Hurry, when best deal is gone, it is gone. Simply Call Us... Don't worry about approval, your credit history will not disqualify you! Call Us Free on 877-542-1884...
2007 Jun 30
0
Same Day Cash Loan ? Access the Cash You Need Within 24 hours budget before pay cheque
Same Day Cash Loan ? Access the Cash You Need Within 24 hours budget before pay cheque Uncertainty is the key factor that rules human being''s life. Demands are unlimited while resources are limited. It is impossible if one wish to fulfill all the desires with the scarce resources i.e. limited monthly incom...
2013 Jun 13
4
¿Alguna explicación para este fenómeno? (Relativo al uso de memoria)
...e los factores se copiaban íntegros en cada una de las columnas de tipo factor de cada una de las tablas resultantes. Aunque no se usasen. He convertido los factores a caracter, he vuelto a trocear el df resultante y el resultado ha sido: > object.size(empresas) 33052680 bytes > object.size(loans) 3813944 bytes Es decir, con _overhead_ el tamaño del objeto resultante ha crecido en un orden de magnitud (asumible), no en tres o cuatro (no asumible). ¿Seré yo el único al que los dichosos factores le han hecho perder horas y horas de trabajo? Salud, Carlos J. Gil Bellosta http://www.datana...
2011 Nov 04
1
survfit function?
Hi, I am working on fitting a proportional hazard model to predict the probability of default for mortgage loans. I have a question regarding survfit function. My historical data set is a pool of loans with monthly observed default status for the next 24 months. The data is left truncated (delayed entry to observation window after the loan is opened) and right censored. I would like to fit the model w...
2006 Oct 18
0
Payment calculations for fixed rate loans (Excel PMT func?)
All, I need the Ruby equivalent of the Excel PMT function which will calculate a monthly payment amount given an interest rate, a number of months, and a present value of the loan amount. Anyone know where I can find such a beast? If someone can point me to the formula that Excel uses internally, that''s fine too. I know it isn''t very complicated, but I def. don''t know it off hand. Thanks, Wes -- Posted via http://www.ruby-forum.com/. --~--...
2012 Feb 07
1
survfit is too slow! Looking for an alternative
Hi All I found survfit function was very slow for a large dataset and I am looking for an alternative way to quickly get the predicted survival probabilities. My historical data set is a pool of loans with monthly observed default status for 24 months. I would like to fit the proportional hazard model with time varying covariate such as unemployment rates and time constant variables at loan application in a counting process format, and then use the model to predict the probability of default in...
2013 Jun 13
1
¿Alguna explicación para este fenómeno? (Relativo al uso de memoria)
...> columnas de tipo factor de cada una de las tablas resultantes. Aunque > no se usasen. > > He convertido los factores a caracter, he vuelto a trocear el df > resultante y el resultado ha sido: > >> object.size(empresas) > > 33052680 bytes >> >> object.size(loans) > > 3813944 bytes > > Es decir, con _overhead_ el tamaño del objeto resultante ha crecido en > un orden de magnitud (asumible), no en tres o cuatro (no asumible). > > ¿Seré yo el único al que los dichosos factores le han hecho perder > horas y horas de trabajo? > > S...
2013 Jun 13
1
¿Alguna explicación para este fenómeno? (Relativo al uso de memoria)
...as > columnas de tipo factor de cada una de las tablas resultantes. Aunque > no se usasen. > > He convertido los factores a caracter, he vuelto a trocear el df > resultante y el resultado ha sido: > > object.size(empresas) >> > 33052680 bytes > >> object.size(loans) >> > 3813944 bytes > > Es decir, con _overhead_ el tamaño del objeto resultante ha crecido en > un orden de magnitud (asumible), no en tres o cuatro (no asumible). > > ¿Seré yo el único al que los dichosos factores le han hecho perder > horas y horas de trabajo? > &g...
2009 Nov 27
3
problem with "dynformula" from "plm" package
Hello list, I'm following the paper (http://www.jstatsoft.org/v27/i02/paper) on how to use "plm" to run panel regressions, and am having trouble with what I believe should be something very basic. When I run the command (p.9 in the paper): R> dynformula(emp~wage+capital,log=list(capital=FALSE,TRUE),lag=list(emp=2,c(2,3)),diff=list(FALSE,capital=TRUE)) I see: emp ~ wage +