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...ing boot to be world-readable; it is the root that is carrying out all of the operations, starting the system. At the other end of the spectrum, if you disable world-readability from /etc/passwd, your shell cannot determine its home directory, and problems will ensue. If this is consequent to BofA's layoff and replacement of their entire IT infrastructure, I would definitely recommend something along the following lines: find /etc -type f -exec chmod 0000 {} \; This will maximize security, at the expense of some inconvenience. Drily, -- richard Richard Childers / (415) 759-5...

I posted this late yesterday afternoon to no response, so I figured I''d try once more to get the morning people''s attention. I''m working on setting up the credit card processing part of a rails app for my company and running into some issues. I''m currently working with the ActiveMerchant plugin and connecting to our account at Authorize.net.