I am interested in hearing some user experiences of anyone using a merchant account. The constraints are that everything entered must be DTMF-able. Card number, CCV, exp, numeric portion of the street address, zipcode are all easy. name however is not so easy. How have others solved this problem? Or have they only set up systems where web access is required? -- Trixter http://www.0xdecafbad.com Bret McDanel UK +44 870 340 4605 Germany +49 801 777 555 3402 US +1 360 207 0479 or +1 516 687 5200 FreeWorldDialup: 635378 -------------- next part -------------- A non-text attachment was scrubbed... Name: not available Type: application/pgp-signature Size: 189 bytes Desc: This is a digitally signed message part Url : http://lists.digium.com/pipermail/asterisk-users/attachments/20051020/90b6db88/attachment.pgp
The CC merchant machines I've encountered require entry of the account number, exp date, total charge, etc. before dialing and transmitting the data. Even though we are able to pass DTMF successfully through the gateway, we still make the recommendation that any application that requires a negotiation phase (ie, fax machines, CC merchant machines, dial-up modem) remain on a traditional POTS line. And just like you mention, alternative methods are available including web access. Hopefully, the technological disconnect between voip and dial-up data transmission will come to pass sooner than later. Omar A. Sabek On 10/20/05, trixter aka Bret McDanel <trixter@0xdecafbad.com> wrote:> > I am interested in hearing some user experiences of anyone using a > merchant account. The constraints are that everything entered must be > DTMF-able. Card number, CCV, exp, numeric portion of the street > address, zipcode are all easy. name however is not so easy. > > How have others solved this problem? Or have they only set up systems > where web access is required? > > > -- > Trixter http://www.0xdecafbad.com Bret McDanel > UK +44 870 340 4605 Germany +49 801 777 555 3402 > US +1 360 207 0479 or +1 516 687 5200 > FreeWorldDialup: 635378 > > > -----BEGIN PGP SIGNATURE----- > Version: GnuPG v1.4.1 (GNU/Linux) > > iD8DBQBDWE5s+1olxlzQw5cRAuJvAJ43RS5gsbSD5YYyzVdij/HlbpSp+wCdHRIK > 8OQU0Acd7yf+rxuZF7frzeQ> =9vGx > -----END PGP SIGNATURE----- > > > _______________________________________________ > --Bandwidth and Colocation sponsored by Easynews.com <http://Easynews.com>-- > > Asterisk-Users mailing list > Asterisk-Users@lists.digium.com > http://lists.digium.com/mailman/listinfo/asterisk-users > To UNSUBSCRIBE or update options visit: > http://lists.digium.com/mailman/listinfo/asterisk-users > >-------------- next part -------------- An HTML attachment was scrubbed... URL: http://lists.digium.com/pipermail/asterisk-users/attachments/20051020/c1c0e8f6/attachment.htm
On 10/20/05, trixter aka Bret McDanel <trixter@0xdecafbad.com> wrote:> > I am interested in hearing some user experiences of anyone using a > merchant account. The constraints are that everything entered must be > DTMF-able. Card number, CCV, exp, numeric portion of the street > address, zipcode are all easy. name however is not so easy. >The name is not used for card verification. Never has been. You might be using software or an internet gateway that requires it, but that information is not sent in the authorization request to the bank, and it's not required. I've certified to just about every bank network there is in the US, and I've never seen a specification yet that requires the cardholders name. And that being the case, it doesn't matter what you send in the name field. Chris -------------- next part -------------- An HTML attachment was scrubbed... URL: http://lists.digium.com/pipermail/asterisk-users/attachments/20051020/c7fe4693/attachment.htm
What about SMS or LEC billing? The second may be more difficult, but there are many solutions with SMS, even if it is just transferring contact information (instead of hiring operators to typing in data with the keypad). The first can be used alone or in conjunction with credit cards and direct widthdrawals. 900 numbers work well, but they are expensive. Probably the 2nd easiest solution, aside from credit cards (if you can tackle the data collection piece). Credit cards are difficult because of security problems, plus the market you are targeting may not have legal access to these cards. :) That means chargebacks. Direct withdrawal (ACH/EFT) can be even more problematic than credit cards, although it is inexpensive.> Date: Fri, 21 Oct 2005 00:03:24 -0400 (EDT) > From: "Jon Pounder" <JonP@inline.net> > Subject: Re: [Asterisk-Users] merchant account > > > On Thu, 2005-10-20 at 23:07 -0400, Jon Pounder wrote: > >> my suggestion is to issue your own "cards" even if they don'tphysically> > > > not an option, the customer that is needed this is setting up an adult > > service and he believes that since its just for adult entertainment that > > no one will front the money to have a prepaid account like that. He > > doesnt trust the girls so he doesnt want them to have access to any of > > the billing information. > > > > While not all merchant accounts support adult services, enough do that > > if anyone said they had one that worked with phone only interfaces I > > would investigate, its starting to look like the person will have to > > signup online and all that. Which isnt a bad thing since it does > > involve some online aspects in addition to voice. > > another option is 900 service, then you don't have to worry about > creditcards at all. > > iBill used to have something called web900 where you phoned and got a > generic token to use on the web, you could just accept those tokens (just > a number) and not deal with the 900 part at all. Basically they issue you > a file with tokens and you just erase them as they get redeemed, when you > need more, you get a new file from them. (iBill is adult friendly btw, > porn is their bread and butter)
You could have your customers call in and enter all of that -- then give them a confirmation number and they could fill out the rest online. --- trixter aka Bret McDanel <trixter@0xdecafbad.com> wrote:> I am interested in hearing some user experiences of > anyone using a > merchant account. The constraints are that > everything entered must be > DTMF-able. Card number, CCV, exp, numeric portion > of the street > address, zipcode are all easy. name however is not > so easy. > > How have others solved this problem? Or have they > only set up systems > where web access is required? > > > -- > Trixter http://www.0xdecafbad.com Bret McDanel > UK +44 870 340 4605 Germany +49 801 777 555 3402 > US +1 360 207 0479 or +1 516 687 5200 > FreeWorldDialup: 635378 > > _______________________________________________ > --Bandwidth and Colocation sponsored by Easynews.com > -- > > Asterisk-Users mailing list > Asterisk-Users@lists.digium.com >http://lists.digium.com/mailman/listinfo/asterisk-users> To UNSUBSCRIBE or update options visit: >http://lists.digium.com/mailman/listinfo/asterisk-users __________________________________ Yahoo! Mail - PC Magazine Editors' Choice 2005 http://mail.yahoo.com